It is widely known settling down can lead to happy work. Enabling workers to gradually afford to have their own houses and promoting harmonious, stable, and healthy development of enterprises are important to optimize the business environment in Beilun. The housing provident fund plays an indispensable role as an important guarantee for realizing the "dream of settling down".
Since the beginning of this year, Ningbo Housing Provident Fund Management Center, Beilun Branch (hereinafter to be referred as the Beilun Center), has focused on policies that benefit the people, provide convenient services, assist enterprises, fully playing the institutional role of housing provident fund in safeguarding residential areas, serving people's livelihoods, and stabilizing the market,contributing to the favorable business environment. By the end of August this year, the total amount of housing provident fund collected in Beilun district was 4.04 billion yuan, a year-on-year increase of 8.23%.
Youth in Beilun benefit greatly from the policy of Housing Provident Fund and successfully settle down in Beilun.
Expanding the coverage of the housing provident fund to benefit the people has always been an important responsibility of the Beilun Center. In Beilun, every adjustment information related with the housing provident fund policy is easily accessible to ordinary people through various channels——
“I came to learn about the housing provident fund rental withdrawal policy through a short video on my WeChat. It turns out that citizen who does not own his house can still withdraw 2,000 yuan of housing provident fund every month from their housing provident fund account. I decided to handle it at once. "said Xiao Li, a new citizen who is going through rental withdrawal formality at the Office of the Beilun Center.
For young people like Xiao Li in BeiLun, every new case of the application of housing provident fund brings them closer to their dream of settling down. In order to accurately inform young talents with the updated housing provident fund policy, the Beilun Center pay attention to both online and offline channels, striving to keep more citizen informed.
On the one hand, the Beilun Center has made special short videos interpreting housing provident fund policy to attract more viewers in the circle of friends and WeChat official account; On the other hand, a volunteer service team called "Assisting · Realizing Dreams" has been organized to conduct in-depth lectures. They visited enterprises in industrial communities such as Dagang and Lingfeng, responding to young people's concerns accurately about housing provident fund rental, loan payment, and withdrawal.
In addition, for other policy beneficiaries such as flexible employment personnel, families with multiple children and so on, the lectures of the team have also expanded their publicity channels by selecting specific occasions to carry out housing provident fund policy popularization. According to the data, over 120,000 withdrawals transaction of housing provident fund in Beilun have been made for the first eight months of this year, totaling 537 million yuan, most of the withdrawals coming from young people. Moreover, 406 flexible employment personnel in the entire region have contributed to the housing provident fund by the end of August.
Serve the enterprises and establish more favorable business environment.
For enterprises, the establishment of housing provident fund system would enhance motivation and helps to achieve a win-win situation for units, employees, and society. Therefore, the Beilun Center takes advantage of housing provident fund to provide support for enterprises and contribute to social stability, economic growth, and development.
The social security and housing provident fund data of more than 20000 companies have been regularly analyzed and compared in the district. Accurate assistance services for enterprises after in-depth review of the company have been carried out. For companies with listing plans, the Beilun Center provides them with senior services. They connects with the Financial Office of Beilun district and other official departments, selects business elites who understand policies well and perform well in business as well as being highly qualified as assistance liaison officers to track the payment status of housing provident fund. As for numerous small-and-medium-sized enterprises, the Beilun Center leverages the district entrepreneur association to promote policies, inviting various forces such as residential communities, chambers of commerce, and trade unions to hold covering seminars, acting as a good "shop assistant" and "waiter".
“For common enterprise employees, we focus on explaining the practical benefits by depositing housing provident fund; for enterprise managers, attending experts and leaders of member units of the Chamber of Commerce will speak from their own experiences, explaining the role of housing provident fund in tax reduction and talent retention for enterprises, and promoting enterprises to protect the legitimate rights and interests of employees. "said the staff.
In the first half of this year, during the publicity month activity themed as “housing provident fund benefits the people, the Beilun Center serves the people to deal with settling down in Beilun for the people", housing provident fund policy lectures have been carried out for more than 120 companies in the public welfare lecture hall held by Entrepreneur Association of the Beilun district. By the end of August, 9,695 companies have opened housing provident fund accounts and 341,100 employees have contributed to their housing provident fund account in the entire district, a year-on-year increase of 3.62%.
Empower housing provident fund with digital intelligence and bridge the 'last mile' of services.
How to provide "theme based, integrated, and package based" services for enterprises and the employees is another key to empower the business environment with housing provident fund. Since the beginning of this year, based on technology empowerment, the Beilun Center has made many efforts to deeply explore data reuse, process reengineering, and formality link reduction so that enterprises and the employees are more easy and convenient to access to housing provident fund.
The online digital reform is in full swing.
Aimed at the employees being able to deal with housing provident fund at home, the Beilun Center focuses on government service featured with large processing volume, high processing frequency, concentrated processing time, and strong business relevance for enterprises and the employees. The "online submission and instant completion" service has been provided to embrace employees with good service experience. At present, the "online submission and instant completion" function has been set up for the withdrawal of housing provident fund for renting and retirement. A total of 197,300 people withdrew their housing provident fund through online platforms for the first eight months of this year, a year-on-year increase of 38.65%.
The Beilun Center join hands with banks to be more effective.
The Beilun Center cooperates with financial institutions and provide value-added services for enterprises and individuals who contribute to the housing provident fund. Up till now, The Beilun Center works with China Construction Bank and Bank of Communications by jointly launching housing loan services such as "Yongjin Loan", "Jinhui Lease Loan" and other personal pure credit loans. Some employees and enterprises can also enjoy services such as bank management fee reductions.
At the same time, housing provident fund services at the office have been constantly broadened. In the first half of this year, six new cooperative banks cooperated with the Beilun Center, that is Everbright Bank, Xingye Bank, China Zheshang Bank, Hangzhou Bank, Minsheng, and China Merchants Bank. The cooperation make it much simple and there is no need to show housing loan contracts or repayment records from these banks as before to withdraw their housing provident fund or monthly transfer housing provident fund. At present, there are 13 extended branches for provident fund deposit and withdrawal in Beilun district, where over 8,000 transactions have been completed by the end of August.