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Ningbo Housing Provident Fund Management Center Cixi Branch Promote Publicity Month Activities to Optimize Business Environment
 

On the afternoon of April 3, 2025, Ningbo Housing Provident Fund Management Center Cixi Branch (hereinafter to be referred as Cixi Branch), taking the opportunity of the 2025 Ningbo-wide Business Environment Promotion Campaign, held a promotional event with the theme of "Optimize Business Environment and Strive for the Future" at Intime Square, as a part of the provident fund publicity month activity. The event aimed to enhance enterprises' understanding of the policies and regulations of the housing provident fund and increase public awareness, laying a solid foundation for the high-quality development of the regional business environment.

At the event site, a multiple measures were taken by Cixi Branch such as setting up consultation desks, displaying promotional boards, distributing brochures on the laws and regulations of the housing provident fund and so on, to answer questions about the new policies of the housing provident fund. The brochures cover various common questions and case analyses, and it is a “user-friendly guide” for enterprise representatives. In response to the questions asked by the enterprise representatives, such as the basis for determining the contribution base of the housing provident fund, the contribution ratio, and the legal responsibilities for irregular contributions, in-depth explanations based on policies and regulations were made by the staffs, elaborated with actual operation cases of local enterprises in Cixi, so that the questions could be understood accurately. Besides, as for the common concerns of citizens regarding the conditions for withdrawing the housing provident fund, such as purchasing self-occupied housing, repaying the principal and interest of housing loans, and withdrawing for renting, detailed answers were provided to offer clear guidance supporting citizens' housing dreams.

Since the first quarter of this year, a total of 28 in-depth publicity activities for enterprises have been carried out, promoting 183 new accounts for enterprises (private enterprises in towns and cities, foreign-invested enterprises, private organizations, social organizations, and individual businesses). Working with six entrusted banks including Industrial and Commercial Bank of China and Agricultural Bank of China and so on, Cixi Branch have promoted the implementation of the policy allowing the use of the housing provident fund for the down payment of purchased commercial housing. The down payment of the housing provident fund has been completed for eight real estate projects including Shangguanfu and Qinbailihefu, and three direct payments of the down payment for new commercial housing have been processed, totaling 462,500 yuan. Two payments of the down payment for second-hand housing have been made, totaling 460,000 yuan. The case was broadcast by Cixi Radio, and two covering reports were posted via new media platforms, forming a multi-dimensional advertisement pattern of "cases + policies", making the housing provident fund system deeply rooted in citizen's hearts, attracting and retaining talents and enterprises in Cixi, leading to a better business environment in the future.

Cixi Branch made active responses to the housing provident fund publicity month campaign, and it is a powerful test to the response to the city's call for improving the business environment. In the future, Cixi Branch will take this event as a starting point, continuously innovate advertisement models, deepen services, and make more contribution for the development of the housing provident fund and the optimization of the business environment.